Osceola County, FL

This county of 500,467 residents needs 36,774 more housing units over the next five years. Osceola County is a CDBG-entitlement community, see how the ROAD to Housing Act could change that funding. Osceola County is part of the METROPLAN Orlando.

Housing snapshot

Population
500,467 (2026)
Households
154,051
Median household income
$81,701 (2026)
Typical home value
$357,183
Owner-occupied
54%
Five-year housing need
36,774 units

Comparison to other Florida counties

Osceola County: $81,701 Median income (2026 estimate)
<$45K >$120K
Osceola County: 0.83 jobs to household ratio
<0.4 >1.58
Osceola County: Permits since 2021 represent 24.4% of housing
<0.7% >25%
On this page

How affordable is this community?

At $357,183, typical home prices in Osceola County, FL are close to the Florida average of $334,647. With a median household income of $81,701 in Osceola County, FL, housing costs are a modest stretch for the typical household.

This chart tracks whether housing prices are keeping pace with local incomes. The gap between what homes cost and what households can afford reveals affordability trends over time.

How is the population changing?

Osceola County, FL has a population of roughly 427,415 and is one of the faster-growing communities in its state, adding residents at 3.9% per year.

Population growth patterns reveal how communities are evolving. This chart shows historical population changes by age group and projects future trends based on demographic patterns.

How has employment changed over time?

Jobs by industry sector since 2012. Switch between local jobs — counted where the jobs are located — and resident jobs, counted where the workers live. On the local view the most recent year is a nowcast: it grows the latest local LODES job mix forward using recent county employment growth from QCEW and the BLS local employment series, so the newest point tracks today's economy instead of data that is roughly two years old.

How are households changing by income?

Osceola County, FL is one of the faster-growing communities in Florida, adding households at 3.9% per year and totaling roughly 154,051 households.

Understanding how households at different income levels are growing or declining helps identify which groups face the greatest housing pressure and where new housing is most needed.

Who lives here today?

In Osceola County, FL, detached single-family accounts for 61% of the housing stock. Osceola County, FL is roughly split between owners and renters, at 54% owner-occupied.

Households may have different structure type preferences depending on characteristics such as household size, income, employment, presence of children, age of individuals, and lifestyle choices. Understanding the housing stock in corresponding terms helps assess how well existing units align with existing households' ideals.

What does the housing stock look like?

The mix of housing types and ownership patterns shapes a community's character. This chart breaks down housing units by structure type and whether they're owner-occupied or rented.

How much new housing supply is needed?

To keep up with growth and fill current housing shortages, Osceola County, FL needs 36,774 new units over the next 5 years.

32,875
Units needed to keep up with expected growth
Projected total household growth from 2026 to 2031.
21.3%
Projected household growth rate
Expected increase in total households from 154,051 in 2026 to 186,926 in 2031.
3,899
Units to address shortages in existing housing stock
Production needs to address vacancy rates and other factors.
1,015
Replacement housing
Effective annual loss rate is 1.2 per 1,000 units.
246
Rental vacancy adjustment
Rental vacancy is 7.0%. This is below the minimum stable target of 7.4%.
2,638
Overcrowding adjustment
Overcrowding rate is 5.3%. This is above National avg. of 3.4%.
36,774
Total 5-year housing production need (2026-2031)
7,355
Annual production pace
Average units needed per year to meet 5-year need
21.5%
Total housing unit growth
Percent increase in housing stock over 5 years
4.3%
Annual housing unit growth
Average percent increase in housing stock per year

Build Now Act: how could CDBG funding change?

The Build Now Act (Section 213 of the 21st Century ROAD to Housing Act) ties a CDBG entitlement community's grant to how much housing it is building. This is a CommunityScale estimate from public ACS data, not HUD's official determination — HUD calculates from Census Master Address File block counts.

How do these communities compare to each other?