Baltimore County, MD

This county of 846,958 residents needs 8,734 more housing units over the next five years. Baltimore County is a CDBG-entitlement community, see how the ROAD to Housing Act could change that funding. Baltimore County is part of the Baltimore Regional Transportation Board.

Housing snapshot

Population
846,958 (2026)
Households
332,698
Median household income
$100,338 (2026)
Typical home value
$339,404
Owner-occupied
63%
Five-year housing need
8,734 units

Comparison to other Maryland counties

Baltimore County: $100,338 Median income (2026 estimate)
<$65K >$166K
Baltimore County: 1.13 jobs to household ratio
<0.57 >1.4
Baltimore County: Permits since 2021 represent 1.7% of housing
<0.5% >6.7%
On this page

How affordable is this community?

In Baltimore County, MD, the typical home price of $339,404 is below the Maryland average of $394,079. Baltimore County, MD's median household income of $100,338 comfortably exceeds what is needed to afford the typical home, making this a relatively affordable market.

This chart tracks whether housing prices are keeping pace with local incomes. The gap between what homes cost and what households can afford reveals affordability trends over time.

How is the population changing?

Baltimore County, MD has a population of roughly 850,796 that has been largely stable in recent years.

Population growth patterns reveal how communities are evolving. This chart shows historical population changes by age group and projects future trends based on demographic patterns.

How has employment changed over time?

Jobs by industry sector since 2012. Switch between local jobs — counted where the jobs are located — and resident jobs, counted where the workers live. On the local view the most recent year is a nowcast: it grows the latest local LODES job mix forward using recent county employment growth from QCEW and the BLS local employment series, so the newest point tracks today's economy instead of data that is roughly two years old.

How are households changing by income?

Baltimore County, MD has roughly 332,698 households and a population that has been largely stable in recent years.

Understanding how households at different income levels are growing or declining helps identify which groups face the greatest housing pressure and where new housing is most needed.

Who lives here today?

The housing stock in Baltimore County, MD is relatively mixed, with detached single-family as the most common type at 47%. Homeownership is the norm in Baltimore County, MD, with 63% of units owner-occupied.

Households may have different structure type preferences depending on characteristics such as household size, income, employment, presence of children, age of individuals, and lifestyle choices. Understanding the housing stock in corresponding terms helps assess how well existing units align with existing households' ideals.

What does the housing stock look like?

The mix of housing types and ownership patterns shapes a community's character. This chart breaks down housing units by structure type and whether they're owner-occupied or rented.

How much new housing supply is needed?

To keep up with growth and fill current housing shortages, Baltimore County, MD needs 8,734 new units over the next 5 years.

8,734
Units to address shortages in existing housing stock
Production needs to address vacancy rates and other factors.
3,620
Replacement housing
Effective annual loss rate is 2.1 per 1,000 units.
1,845
Ownership vacancy adjustment
Owner-occupied vacancy is 0.7%. This is below the minimum stable target of 1.5%.
3,269
Rental vacancy adjustment
Rental vacancy is 4.8%. This is below the minimum stable target of 7.4%.
8,734
Total 5-year housing production need (2026-2031)
1,747
Annual production pace
Average units needed per year to meet 5-year need
2.5%
Total housing unit growth
Percent increase in housing stock over 5 years
0.5%
Annual housing unit growth
Average percent increase in housing stock per year

Build Now Act: how could CDBG funding change?

The Build Now Act (Section 213 of the 21st Century ROAD to Housing Act) ties a CDBG entitlement community's grant to how much housing it is building. This is a CommunityScale estimate from public ACS data, not HUD's official determination — HUD calculates from Census Master Address File block counts.

How do these communities compare to each other?