Rancho Cordova, CA

This city of 88,980 residents needs 3,514 more housing units over the next five years. Rancho Cordova is a CDBG-entitlement community, see how the ROAD to Housing Act could change that funding. Rancho Cordova is part of the Sacramento Area COG.

Housing snapshot

Population
88,980 (2026)
Households
29,449
Median household income
$102,690 (2026)
Typical home value
$480,127
Owner-occupied
56%
Five-year housing need
3,514 units

Comparison to other California municipalities

Rancho Cordova: $102,690 Median income (2026 estimate)
<$27K >$231K
Rancho Cordova: 2.09 jobs to household ratio
<0.15 >2.52
Rancho Cordova: Permits since 2021 represent 14.0% of housing
<0% >10.5%
On this page

How affordable is this community?

At $480,127, homes in Rancho Cordova, CA cost well below the California average of $713,253. With a median household income of $102,690 in Rancho Cordova, CA, housing costs are a modest stretch for the typical household.

This chart tracks whether housing prices are keeping pace with local incomes. The gap between what homes cost and what households can afford reveals affordability trends over time.

How is the population changing?

Rancho Cordova, CA has a population of roughly 81,849, growing steadily at 2.0% per year.

Population growth patterns reveal how communities are evolving. This chart shows historical population changes by age group and projects future trends based on demographic patterns.

How has employment changed over time?

Jobs by industry sector since 2012. Switch between local jobs — counted where the jobs are located — and resident jobs, counted where the workers live. On the local view the most recent year is a nowcast: it grows the latest local LODES job mix forward using recent county employment growth from QCEW and the BLS local employment series, so the newest point tracks today's economy instead of data that is roughly two years old.

How are households changing by income?

Rancho Cordova, CA is a growing community of roughly 29,449 households, with population increasing at 2.0% per year.

Understanding how households at different income levels are growing or declining helps identify which groups face the greatest housing pressure and where new housing is most needed.

Who lives here today?

In Rancho Cordova, CA, detached single-family accounts for 62% of the housing stock. Homeownership is the norm in Rancho Cordova, CA, with 56% of units owner-occupied.

Households may have different structure type preferences depending on characteristics such as household size, income, employment, presence of children, age of individuals, and lifestyle choices. Understanding the housing stock in corresponding terms helps assess how well existing units align with existing households' ideals.

What does the housing stock look like?

The mix of housing types and ownership patterns shapes a community's character. This chart breaks down housing units by structure type and whether they're owner-occupied or rented.

How much new housing supply is needed?

To keep up with growth and fill current housing shortages, Rancho Cordova, CA needs 3,514 new units over the next 5 years.

1,742
Units needed to keep up with expected growth
Projected total household growth from 2026 to 2031.
5.9%
Projected household growth rate
Expected increase in total households from 29,449 in 2026 to 31,191 in 2031.
1,772
Units to address shortages in existing housing stock
Production needs to address vacancy rates and other factors.
106
Replacement housing
Effective annual loss rate is 0.7 per 1,000 units.
177
Ownership vacancy adjustment
Owner-occupied vacancy is 0.5%. This is below the minimum stable target of 1.5%.
557
Rental vacancy adjustment
Rental vacancy is 3.2%. This is below the minimum stable target of 7.4%.
833
Overcrowding adjustment
Overcrowding rate is 6.4%. This is above National avg. of 3.4%.
99
Substandard housing adjustment
Substandard housing rate is 1.34%. This is above National avg. of 0.98%.
3,514
Total 5-year housing production need (2026-2031)
703
Annual production pace
Average units needed per year to meet 5-year need
12.0%
Total housing unit growth
Percent increase in housing stock over 5 years
2.4%
Annual housing unit growth
Average percent increase in housing stock per year

Build Now Act: how could CDBG funding change?

The Build Now Act (Section 213 of the 21st Century ROAD to Housing Act) ties a CDBG entitlement community's grant to how much housing it is building. This is a CommunityScale estimate from public ACS data, not HUD's official determination — HUD calculates from Census Master Address File block counts.

How does this place compare to similar communities?