Stuart, IA

This city of 1,921 residents needs 112 more housing units over the next five years.

Housing snapshot

Population
1,921 (2026)
Households
750
Median household income
$71,259 (2026)
Typical home value
$231,793
Owner-occupied
66%
Five-year housing need
112 units

Comparison to other Iowa municipalities

Stuart: $71,259 Median income (2026 estimate)
<$38K >$135K
Stuart: 0.88 jobs to household ratio
<0.15 >2.25
Stuart: Permits since 2021 represent 6.2% of housing
<0.1% >12.1%
On this page

How affordable is this community?

A typical home in Stuart, IA costs $231,793, somewhat above the Iowa average of $204,515. Stuart, IA's median household income of $71,259 puts the typical home within reach for most households.

This chart tracks whether housing prices are keeping pace with local incomes. The gap between what homes cost and what households can afford reveals affordability trends over time.

How is the population changing?

Stuart, IA has a population of roughly 1,655, growing modestly at 1.0% per year.

Population growth patterns reveal how communities are evolving. This chart shows historical population changes by age group and projects future trends based on demographic patterns.

How has employment changed over time?

Jobs by industry sector since 2012. Switch between local jobs — counted where the jobs are located — and resident jobs, counted where the workers live. On the local view the most recent year is a nowcast: it grows the latest local LODES job mix forward using recent county employment growth from QCEW and the BLS local employment series, so the newest point tracks today's economy instead of data that is roughly two years old.

How are households changing by income?

With roughly 750 households, Stuart, IA is growing modestly at 1.0% per year.

Understanding how households at different income levels are growing or declining helps identify which groups face the greatest housing pressure and where new housing is most needed.

Who lives here today?

The housing stock in Stuart, IA is heavily oriented toward detached single-family, which makes up 74% of units. Homeownership is the norm in Stuart, IA, with 66% of units owner-occupied.

Households may have different structure type preferences depending on characteristics such as household size, income, employment, presence of children, age of individuals, and lifestyle choices. Understanding the housing stock in corresponding terms helps assess how well existing units align with existing households' ideals.

What does the housing stock look like?

The mix of housing types and ownership patterns shapes a community's character. This chart breaks down housing units by structure type and whether they're owner-occupied or rented.

How much new housing supply is needed?

To keep up with growth and fill current housing shortages, Stuart, IA needs 112 new units over the next 5 years.

88
Units needed to keep up with expected growth
Projected total household growth from 2026 to 2031.
11.7%
Projected household growth rate
Expected increase in total households from 750 in 2026 to 838 in 2031.
24
Units to address shortages in existing housing stock
Production needs to address vacancy rates and other factors.
6
Replacement housing
Effective annual loss rate is 1.5 per 1,000 units.
17
Rental vacancy adjustment
Rental vacancy is 0.0%. This is below the minimum stable target of 7.4%.
1
Substandard housing adjustment
Substandard housing rate is 1.10%. This is above National avg. of 0.98%.
112
Total 5-year housing production need (2026-2031)
22
Annual production pace
Average units needed per year to meet 5-year need
14.4%
Total housing unit growth
Percent increase in housing stock over 5 years
2.9%
Annual housing unit growth
Average percent increase in housing stock per year

How does this place compare to similar communities?