Fincastle, KY

This city of 857 residents needs 26 more housing units over the next five years. Fincastle is part of the Louisville/Jefferson County KY-IN MPO.

Housing snapshot

Population
857 (2026)
Households
289
Median household income
$98,800 (2026)
Typical home value
$415,179
Owner-occupied
92%
Five-year housing need
26 units

Comparison to other Kentucky municipalities

Fincastle: $98,800 Median income (2026 estimate)
<$6K >$126K
Fincastle: None jobs to household ratio
<0.06 >3.38
Fincastle: No permit data
<0.1% >9.8%
On this page

How affordable is this community?

The typical home in Fincastle, KY is valued at $415,179, well above the Kentucky average of $202,900. With a median household income of $98,800 in Fincastle, KY, housing costs are a modest stretch for the typical household.

This chart tracks whether housing prices are keeping pace with local incomes. The gap between what homes cost and what households can afford reveals affordability trends over time.

How has employment changed over time?

Jobs by industry sector since 2012. Switch between local jobs — counted where the jobs are located — and resident jobs, counted where the workers live. On the local view the most recent year is a nowcast: it grows the latest local LODES job mix forward using recent county employment growth from QCEW and the BLS local employment series, so the newest point tracks today's economy instead of data that is roughly two years old.

How are households changing by income?

Fincastle, KY has roughly 289 households and a population that has been largely stable in recent years.

Understanding how households at different income levels are growing or declining helps identify which groups face the greatest housing pressure and where new housing is most needed.

Who lives here today?

The housing stock in Fincastle, KY is heavily oriented toward detached single-family, which makes up 99% of units. Fincastle, KY is a strongly owner-occupied community, with 92% of households owning their home.

Households may have different structure type preferences depending on characteristics such as household size, income, employment, presence of children, age of individuals, and lifestyle choices. Understanding the housing stock in corresponding terms helps assess how well existing units align with existing households' ideals.

What does the housing stock look like?

The mix of housing types and ownership patterns shapes a community's character. This chart breaks down housing units by structure type and whether they're owner-occupied or rented.

How does this place compare to similar communities?