Stone Harbor, NJ

This borough of 780 residents needs 15 more housing units over the next five years. Stone Harbor is part of the South Jersey Transportation Planning Organization.

Housing snapshot

Population
780 (2026)
Households
460
Median household income
$181,733 (2026)
Typical home value
$2,618,741
Owner-occupied
13%
Five-year housing need
15 units

Comparison to other New Jersey municipalities

Stone Harbor: $181,733 Median income (2026 estimate)
<$46K >$255K
Stone Harbor: None jobs to household ratio
<0.11 >2.52
Stone Harbor: No permit data
<0% >12.6%
On this page

How affordable is this community?

The typical home in Stone Harbor, NJ is valued at $2,618,741, well above the New Jersey average of $576,578. With a median household income of $181,733 in Stone Harbor, NJ, the typical home is far out of reach for most households, requiring roughly $412,295 more in annual income to afford.

This chart tracks whether housing prices are keeping pace with local incomes. The gap between what homes cost and what households can afford reveals affordability trends over time.

How has employment changed over time?

Jobs by industry sector since 2012. Switch between local jobs — counted where the jobs are located — and resident jobs, counted where the workers live. On the local view the most recent year is a nowcast: it grows the latest local LODES job mix forward using recent county employment growth from QCEW and the BLS local employment series, so the newest point tracks today's economy instead of data that is roughly two years old.

How are households changing by income?

Stone Harbor, NJ has roughly 460 households, though population has been declining at 0.7% per year.

Understanding how households at different income levels are growing or declining helps identify which groups face the greatest housing pressure and where new housing is most needed.

Who lives here today?

In Stone Harbor, NJ, detached single-family accounts for 69% of the housing stock. Stone Harbor, NJ is a heavily renter-occupied market, with just 13% of households owning their home.

Households may have different structure type preferences depending on characteristics such as household size, income, employment, presence of children, age of individuals, and lifestyle choices. Understanding the housing stock in corresponding terms helps assess how well existing units align with existing households' ideals.

What does the housing stock look like?

The mix of housing types and ownership patterns shapes a community's character. This chart breaks down housing units by structure type and whether they're owner-occupied or rented.

How does this place compare to similar communities?