Cross Timber, TX

This town of 506 residents needs 36 more housing units over the next five years. Cross Timber is part of the North Central Texas COG.

Housing snapshot

Population
506 (2026)
Households
291
Median household income
$61,441 (2026)
Typical home value
$338,069
Owner-occupied
79%
Five-year housing need
36 units

Comparison to other Texas municipalities

Cross Timber: $61,441 Median income (2026 estimate)
<$23K >$162K
Cross Timber: None jobs to household ratio
<0 >2.52
Cross Timber: No permit data
<0% >28%
On this page

How affordable is this community?

The typical home in Cross Timber, TX is valued at $338,069, well above the Texas average of $245,578. At a median household income of $61,441 in Cross Timber, TX, affordability is stretched, with households needing roughly $26,659 more to comfortably afford the typical home.

This chart tracks whether housing prices are keeping pace with local incomes. The gap between what homes cost and what households can afford reveals affordability trends over time.

How has employment changed over time?

Jobs by industry sector since 2012. Switch between local jobs — counted where the jobs are located — and resident jobs, counted where the workers live. On the local view the most recent year is a nowcast: it grows the latest local LODES job mix forward using recent county employment growth from QCEW and the BLS local employment series, so the newest point tracks today's economy instead of data that is roughly two years old.

How are households changing by income?

Cross Timber, TX is one of the faster-growing communities in Texas, adding households at 4.2% per year and totaling roughly 291 households.

Understanding how households at different income levels are growing or declining helps identify which groups face the greatest housing pressure and where new housing is most needed.

Who lives here today?

The housing stock in Cross Timber, TX is relatively mixed, with detached single-family as the most common type at 47%. Cross Timber, TX is a strongly owner-occupied community, with 79% of households owning their home.

Households may have different structure type preferences depending on characteristics such as household size, income, employment, presence of children, age of individuals, and lifestyle choices. Understanding the housing stock in corresponding terms helps assess how well existing units align with existing households' ideals.

What does the housing stock look like?

The mix of housing types and ownership patterns shapes a community's character. This chart breaks down housing units by structure type and whether they're owner-occupied or rented.

How does this place compare to similar communities?